Wednesday, March 31, 2021

Confessions and Musing of a Financial Planner

 


Confessions and Musings of a Financial Planner: How the Layman Gets Laid


On Monday, October 19, 1987 the United States stock market experienced it’s largest one-day percentage drop ever. In the period leading up to the crash the author had been managing millions of dollars for his clients, all of which was invested in the stock market. On the Tuesday before the crash he made a difficult and agonizing decision to transfer all his clients’ stock market holdings to cash. That decision turned out to be quite fateful and was in part responsible for the Heier Group catapulting from a small local organization to one of national presence. In light of his ever expanding clientele, the ensuing years gave Bob Heier more than ample opportunity to seize the very best opportunities available to his clients as well as to examine every dark corner of personal finance and to confront the very worst of the scams, pitfalls and problems his clients faced.

Confessions of a Financial Planner may be said to be a compendium of those pitfalls; the book is a series of revelations and warnings to today’s consumers as they try to work safely and intelligently to build a financial future for themselves. In light of the growing array of lightening changes and gimmicks now confronting the public daily, Confessions should be viewed as an especially apt and indispensable tool and resource for anyone seeking to avoid the all too common financial disasters as they construct a sensible approach to the growth of their financial security.


Author: Robert Heier. Publisher: Atlantic Publishing Group, Inc. Author Bio: Robert began his career as a civil appellate litigator for the Department of Justice in Washington, D.C. where he also entered private practice. Disturbed by the constant acrimony in litigation he switched careers to financial planning and headed the Heier Group which had a national clientele. During that time he was also a syndicated columnist writing locally on personal finance; he then became syndicated nationally, appearing in some 100 papers across the country. He, his beautiful wife Christine and their adorable feline lunatics are currently retired in southwest Florida where he is free to pursue his first love, photography. He also continues to play softball avidly and each Tuesday and Thursday can be found giving lessons on how to hit groundballs to shortstop and how to regularly hit into double plays. For some inexplicable reason the classes are not well attended.



Click here to a copy of this book on Amazon / Kindle


















Tuesday, March 30, 2021

Mom, Dad...Can We Talk?

 



by Dick Edwards


Mom, Dad...Can We Talk? is for the tens of millions of people dealing with concerns for aging parents. It is controversial, sometimes humorous, often poignant, encouraging -- and always helpful. The book is rich with stories of adult children who have been challenged and rewarded in this final stage of the parent-child relationship. It includes tips for initiating caring conversations like: "Mom, we're worried about you living alone." “Sis, I need your help with all this.” And, “Dad has a lady friend!” There are also helpful hints on how to understand and manage the realities of dementia, drinking, depression, and driving. In this newly revised edition, Guest Contributors address new topics like: helping grandchildren understand their aging grandparent; helping families with aging parents who have a special needs adult child; and, adapting to the complications imposed by the sudden intrusion of a reality like a pandemic. Also included is a new discussion guide as a bonus! Mom, Dad…Can We Talk? is the how-to book you need to help successfully manage these challenging times in family life.










Monday, March 29, 2021

Remember Home

 


Remember Home: 

Lawfully Gifted-A Christmas Lawkeeper Romance 

(Healing Hearts)


Dear John…
For teacher Lily Hogan, those words would come to mean so much. She knew that giving back to the community brought joy into people’s lives. When her fourth-grade class writes letters to the military overseas in Afghanistan, she takes up her own pen and leads her students by example – writing a letter to an unknown soldier.

CPO John Griffin and his K-9 dog, Radar, have been through so much together over the last several years. Sniffing out bombs, searching the hills and mentoring his team, he feels so alone and unsure of his future- until a letter reminds him that there’s more to life in this world he’s protecting. Simple words, a kind gesture and feeling that he isn’t forgotten out there in the desert, compels him to write back. Before long, he finds himself looking forward to the care packages and letters from his pen-pal halfway across the world.

With every letter and every word, they begin to develop a friendship and wonder what the other person is truly like? Major life changes are scary enough as it is - but is it possible to fall in love with someone before you’ve even laid eyes upon them? Can the magic of the season bring the sweetest gift of all?










Sunday, March 28, 2021

The Tomb of Theragaard

 


The Tomb of Theragaard 

(New Paladin Order Book 1)


Tryam dreams about becoming a legendary paladin of old and combating the evil that is falling across Medias like a malevolent shadow. But as a ward of the Church, he is forced to obey every whim of an overbearing abbot who preaches peace above all else.

Dementhus is a wizard of immense power and even greater ambition. To further his ends, he has broken faith with the Wizard Council and has learned the forbidden magic of necromancy. As payment for this knowledge, he must deliver to the Dark God a weapon from the time of the Ancients: an unstoppable artifact known as a Golem.

When the sinister machinations of Dementhus results in the kidnapping of one of Tryam’s friends as well as the murder of another friend’s father and the brutal destruction of their village, the youth is compelled to disobey the abbot and venture into the unknown, armed only with his faith.

This is a time of growing chaos, as great civilizations fall into decay and ruthless powers fight to fill the void, a time when the cruel can rise to power from the words of a single spell and the honorable fall from the chop of a bloody axe. This is an age in desperate need of heroes.













Saturday, March 27, 2021

Ready, Set, Go to Grandma's

 





This is a feel good story for people of all ages. For anyone who has ever had a loving relationship with a grandmother or an elder, this book will be a treat. The narrator takes us along with him down memory lane, as he shares his happy tale of love and fun experiences he has had with his grandmother.











Friday, March 26, 2021

Readers Favorite Book Award Contest

  




Contest Features
  • Chance to win one of $50,000 in free prizes just for entering.
  • Chance to have your book made into a movie or TV show.
  • Chance to be published by an award winning traditional publisher.
  • Chance to be represented by a leading author marketing and PR firm.
  • Chance to be represented by a leading literary management company.
  • Additional award competition for illustrated books.
  • More features including a book review, award ceremony, and publicity.

Become an award-winning author! Book awards grab the attention of bookstores, publishers, libraries and readers, which can translate into increased sales. If you place in our contest you will be able to add your Readers' Favorite award seal to your book and all other marketing materials as well as identify your book as an "award-winning book" and you as an "award-winning author."


We accept manuscripts, published and unpublished books, eBooks, audiobooks, comic books, poetry books and short stories in 140+ genres. We do not have a word count restriction or a publication date requirement, which means it does not matter when or if your book was published. We are an international competition, but your work must be in English. 




Win one of $50,000 in prizes just for entering



All authors are automatically entered to win one of more than 200 prizes worth a combined total of $50,000 just by entering the Readers' Favorite International Book Award Contest. Prizes are generously donated by industry experts who support our contest and our authors. Winners are picked at random, and it does not matter how many categories you entered or whether you won an award or not. Prize winners will be announced on September 1st along with the contest results.

Wednesday, March 24, 2021

Magick From Chaos to Clarity

   



Magick is all around us all the time!

This book is about bringing your magickal knowledge out of chaos and into the clarity, to make sure you know how to use it to the full potential.

Before you start telling me that I spelled Magick wrong, don’t. When you spell Magick with a “k” on the end you speak about magick in the actual correct way. Magic without the “k” refers to acts of illusion, like pulling a rabbit out fo a house or making a car disappear. Magick with a “k” is about creating good in our world and universe.  

Inside the book you will learn how to create, direct, and share magick. You will learn how you can work with magick individually, in small groups, large groups and the possibility of using in a world setting.  

You will learn the connection between love and magick as well as how intelligent magick actually is in our universe. You will tap into the power of magick and how the billions of people on this planet are creating magick all the time and are unaware they are doing.  

After consuming the information in this book your outlook on the energy of magick will be drastically changed. Magick is the most unlimited resource in our world. There is no limit to the magick we as humans can create and with this knowledge you will learn the ease in which you can create it.  

Are you ready to take a journey into the world of Magick? In all history you will find tales of Magickal feats many of which are considered myths. After reading this book you might have a different opinion on those myths.  

As a bonus for getting this book you will also gain access to a free class on creating Happiness Notes. A class showing you how you can brighten the day of the other human beings on this planet one person at a time.




Tuesday, March 23, 2021

Sir Ben of Sweetgrass Farm

 


Sir Ben of Sweetgrass Farm 


Ben is a young, farm boy who meets some very strange friends in the family's barn which is supposed to be empty. Ben is fascinated by armor and knights. These very unusual animals help Ben get his father's farm back. Some bullies learn you do not mess around with Ben and his friends.
 
Sir Ben of Sweetgrass is a fantasy book. for kids about 8 to 12. The book is set on a farm. They are determined to get their father's farm back. The book shows if you work together you can do anything. The book is mainly about an unusual group of friends. The main event is getting the oldest person in the family out of trouble. When you try and do something dishonest, you are usually the one that gets in trouble.









Monday, March 22, 2021

Help for Authors To Share Their Books

  




This is the service we use all the time to share our books, so we wanted to share it with you as well.  Check out all the great features and help this offers you and your book.  


Sunday, March 21, 2021

The Top 100 Intimate Items for Lovers - Free Books

 



Sex is amazing, Sex is Fun, Sexy is out of this world
However, it can always get better!

Sexy Challenges knows that there is not limit to the sexual energy you can experience. However, a good majority of people out there do not have any clue what products are out there to help improve their sexual experiences. That is why I put together a crack team of experts to help find the best products for your sexual satisfaction. 

Now-a-days there are millions of sexual products out there to choose from. Which means there is a lot to consider when making a selection to put more pleasure in your sex life. Not only are their choices but there are health issues to sexual items, and now many times come with warranties and options, that a person can get overwhelmed in a hurry. Sex should not be stressful nor should picking out items to assist you in your sexual escapades. 


That is why this book was created. Items to enhance your sexual experience are investments. You put out money for said items and hope they will deliver massive returns on your investments. However throwing money blindly in a sex toy store or online isn’t the best investment policy. You have to do the research. With that being said most people don’t have the time or the balls to really dive into researching sexual items. Good thing my team here at Sexy Challenges does.  

We want to take as much of the guess work out of the process as possible. This book was designed to share our top picks with you so that instead of having millions of items to choose from you will have 100 or a few more of the best of the best. High quality, best price, longest lasting items to keep your libido active and excited. Together we will help you build a arsenal of sexual items to keep things new and evolving in your bedroom, and outside of it also.

We are not just talking about sex toys such as vibrators. There is an entire world out there of amazing products that when used in the correct fashion will help turn you on and up to a new level of sexual excitement. The list is so long believe me it was a daunting task narrowing this book down to 100 items. Sure there will be sex toys in the list but there will also be games, beverages, items to cleaning up, storage, and a lot more areas that you might not have through about. That is why I brought in the experts.  

The goal here is to update this book twice a year to help keep it fresh and up to date on all the advancements in the sexuality felid. Part of our process is listening to our readers, so if you have a suggestion for a product to be in our next edition by all means sent the information to me. You will be able to find my contact information at the end of this book. Also if you have any question you can send them to me and if I don’t know the answer I will do my best to find it from our team or a different source.  

My suggestion for using this book is as follows. Go through the book all the way before you decide on anything to add to your play time. After you have finished mark down a few items you would like to try and have your partner do the same. If you are single and not dating you can skip that last step. Now compare lists and if any items are the same on both lists don’t hesitate pick those up right away. Next set a plan on what Item or items you want to try next and start a budget for your sexual pleasure items. Understand that everything in these pages might not be for you and the is okay we all are different and unique so embrace that fact. So if something doesn’t appeal to you don’t just pick it up cause it is in the book! Trust your feelings use the sexual force.  

Making your list out of the items in the pages and sharing it with your lover is a great way to help during gift giving times, such as the holidays, birthdays, anniversaries, as well as weddings and bridal showers, and bachelor parties.




Saturday, March 20, 2021

Dopamine I

 



True Enlightenment & Resolve For All Negativity, From Anxiety To Corruption

Have you ever:
• Had a song stuck in your head?
• Wanted to change the way you perceive things?
• Been bothered to the point that you felt that you had little to no control over how you feel or how you respond?
• Experienced a level of anxiety or stress that you could not overcome and just had to sit there and endure it?
• Felt so stressed out about something that you felt like you wanted to give up or the stress prolonged itself longer than what you felt was necessary?
• Experienced confusion about the emotions you experience?
• Had trouble controlling your urges, focusing, or being motivated to do something?
• Had a little curiosity about how your mind works and want to know how to improve control over it?

In this book, you will find answers to all of these questions and more. You will be guided through your brain functions and learn a better sense of control over your mind so that you can approach stimuli in the way you desire and increase your awareness of the spectrum of perception that your brain is capable of processing. This read will also enlighten you about the way society and the educational system has neglected to teach us about our mind and how it has affected us. This information will not only help you to answer questions that you may have regarding the psychological feelings you experience, but you will also realize your own cognitive abilities and what you are capable of doing as a human being. All of this will be based on science and logic that can be understood at a junior high school grade level.









Friday, March 19, 2021

God Cares, But Do We?

 




Kwaku Mensah, a talented writer, has completed his new book, "God Cares, But Do We?" The insightful volume discusses lack of morals and values in the world today.

Kwaku writes, "My Adonai has blessed me with a gift I wish to share with you in hopes that you wake up. Make a change as I am doing cause we need to make a difference in how we treat each other."

Published by Newman Springs Publishing, Kwahu Mensah's insightful book allows its readers to take a look inside themselves and compare the Ten Commandments to other teachings that may be useful in this current situation.






The Secret of Successful Applications

 


 
You want to create a successful application and get your dream job as soon as possible? 

However, it's hard for you to write a good application! It is a challenge to hit the right note, especially when writing letters. But you can also do a lot wrong with your resume. Many job seekers, unfortunately, do not know what employers really value when applying. As an employment agency, I have been in contact with staff decision-makers for more than a decade and I know what is important to them, especially in terms of curriculum vitae and cover letters. With this short and compact guide, I will now pass on this knowledge to you as a job seeker so that you too can send out the message that the employer wants to hear — even before the introduction, so that you are actually invited. 

This way, the chances of getting your dream job increase significantly. 

In this book you will learn: 

★ create a great cover letter 

★ convince with your resume 

★ Optimize all other components of the application 

★ to be at the idea of being at peace with yourself and thereby convincing 

If you want to start your new job as soon as possible, don't hesitate to buy the eBook or paperback with a click now! 


















Thursday, March 18, 2021

Extremus Terra

 





As the drums of war continue to beat across the magical and barbaric world of Extremus Terra, Lucas Torinac prepares to depart on his Quest, a rite of passage for his people. Not fully grasping the significance of his task, he wanders into a deadly and unforgiving world without direction or aid. Before catastrophe can strike, he meets Ian. Twenty-five years his senior, and an honored and powerful member of their race, Ian patiently begins to provide the guidance that Lucas needs to survive. Under Ian's tutelage, Lucas comes to grips with the world around him, and he begins to realize that the deadliest creatures on Extremus Terra are the humans themselves. It becomes apparent that he must come of age quickly if he is to survive. But as he and Ian struggle just to stay alive, it also becomes clear to them that Lucas' Quest is no ordinary one; he is to unite the human races and bring peace to the world.

















Peace Benefits

 


Peace Benefits: 

A 13-Step Self-Help Wellness Model to Change Your Mindset, Behaviors, and Body for Life


Depression, stress, anxiety, addictions, poor health, financial hardships, and uncertainty about the future are causing millions of people to lose hope for a better tomorrow. Start living with a new passion and purpose by changing your mindset, behaviors, and body today! Having a sense of peace in the key areas of your life is guaranteed to make you healthier, happier, and more fulfilled. This is proven through science and research of the human body and mind. 

The Peace Benefits represent a wellness model comprised of thirteen areas critical to our physical, emotional, and spiritual well-being. Learning how to adopt the first twelve Peace Benefits in your life will provide the highest level of peace and security, which is the thirteenth and final Peace Benefits principle.  

LEARN HOW TO DO THE FOLLOWING :

- Reprogram your mindset and thinking 
- Choose a career that's fulfilling and rewarding
- Understand how exercise can change your life  
- Eat for peace and never go on another diet again 
- Understand and gain control of your emotions 
- Apply Godly discernment in your decision-making 
- Live life with more balance, happiness, purpose, and peace  

ABOUT THE AUTHOR

Rob Killen is a Holistic Wellness Coach, Certified Behavior Change Specialist, Emotional Intelligence Trainer, Personal Trainer, Nutrition Coach, Life Coach, and Career Transitions Coach. Rob works with his clients from the inside out to change their mindsets, behaviors, and bodies. 

Rob has spent over thirty years in the health, fitness, and wellness industry, working with people of all ages, backgrounds, and professions - including athletes, military leaders, sales managers, business owners, educators, stay-at-home moms, and pastors. Despite the different backgrounds of his clients, Rob observed over the years that the same key areas either help people reach their goals and improve their well-being or keep them mired in mediocrity, stealing their peace and happiness. Rob's experiences led him to develop the Peace Benefits Dimension of Wellness Model. 

Testimonial

"As a fellow health and wellness industry veteran, I can say that Peace Benefits is a masterpiece! I'm already planning to buy several copies for my colleagues, family, and friends." 

- Frank O'Rourke, Vice President of Sales 
Core Health and Fitness
Asia Pacific/Middle East/Latin America